ELECTRIC LIEN AND TITLE
What Is It?
The electronic lien and title program (ELT) is a voluntary, paperless method by which the Office of Motor Vehicles, public tag agents, and lien holders can exchange vehicle and title information for vehicles with only one lien. An electronic title is a title that exists only in electronic form on our database. Recording a lien by this method will not generate a paper title. Currently, when an application for a new title indicates a lien, OMV provides the lien holder with a paper title.
How Does It Work?
To utilize the ELT program, a lien holder must contract with a participating public tag agent. With the ELT program, the transaction to record a lien can be processed by any motor vehicle office or public tag agent. Pertinent title information will be electronically transmitted from the DPS&C database to the participating public tag agent via a nightly batch process. This information can then be transmitted from the public tag agent to the lien holder.
All documentation and applicable fees/taxes required to generate a paper title for a lien holder will still be required for a paperless title.
After a lien has been satisfied, the lien holder can transmit an electronic message to the public tag agent. The public tag agent will process a transaction to cancel the lien, thereby generating a clear paper title to be mailed.
The ELT program also provides that a lien holder can request a paper title to be printed before the lien has been satisfied, such as in the case of a repossession.
There will be no conversion of existing paper titles to electronic titles, or complete conversion of electronic titles to paper titles, unless agreed to by all parties.
Here are a few PDF's to help guide you through:
• VEHICLE REGISTRATION ELECTRONIC LIEN & TITLING REQUIREMENTS
• MoveIt DMZ Security Data Requirements